How Do I Get Cheap Auto Insurance?

Brian CarrozziSeptember 5, 2014

cheap-car-insuranceIf you’re looking for cheap auto insurance, then you aren’t alone. Many drivers regularly search for lower cost, more affordable insurance for their vehicles on a regular basis. If you feel that you are currently paying too much for car insurance, then chances are, you probably are overpaying. In order to find cheap auto insurance, you need to follow these tips:

Inquire about discounts and savings

Before leaving your current insurance company, you might want to consider contacting them in order to find out if they can offer you a lower rate. Don’t be afraid to ask about discounts, especially if you’ve been a loyal customer for a number of years, and if you haven’t had an accident in a while. You never know what kind of savings you can find by asking about them, and you wouldn’t even have to switch to a different insurer. Don’t forget to ask about other types of insurance that might be offered, as you would likely receive discounts if you purchase homeowners, rental, life, or some other type of insurance with the same company.

Make only one phone call

The old-fashioned way of obtaining quotes in order to find cheap auto insurance required consumers to peruse the Yellow Pages and call each individual insurance agency, one by one. Luckily, things are a great deal simpler these days, as all you have to do is call one phone number in order to receive quotes from multiple companies. Not only does this save you time, but it’s a lot more convenient and hassle-free, as well.

Consider choosing a lower deductible

The higher your deductible is, the lower your rate will be. If you feel you could afford a higher deductible should something unfortunate occur, requiring you to file a claim, then it would certainly be a good way to lower the cost of your auto insurance. Perhaps your current deductible is $250. By increasing it to $500 or $750, you could possibly lower the cost of your policy by as much as 40 %, which equals significant savings.

There is no need to continue to overpay for insurance for your car or truck. If you’re not willing to leave your current insurance company, then you can contact them to inquire about any discounts that might be available, which could help you to receive a lower rate. If your insurance company is unable to lower your rate, then you can still find cheap auto insurance by inquiring with various companies. Fortunately, instead of calling or visiting each agency in order to obtain cheap auto insurance quotes, all you have to do is call one convenient phone number and you can receive various quotes at the same time, for absolutely free! Give us a call to find out exactly how much you can save on your auto insurance.