Annuity Factor Method Explained

The “Annuity Factor Method” is a method to calculate the dollar amount of all eligible withdrawals that an annuity investor can make from their IRA without receiving IRS tax penalties. Life expectancy data is fundamental in calculations using the annuity factor method. Let’s take a quick look at the formula for the annuity factor. If […]

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What is the Best Annuity for You?

The simple answer is, the “best” annuity is one that serves all your retirement needs.  It is important that you consider what you would like to accomplish with an annuity.  Many insurance companies and annuity marketing organizations will tout their annuity products and generally their policy features and benefits are solid and well thought out.  […]

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Is an Annuity Right for You?

If you are looking for a retirement product with less risk than those direct investments in stocks and mutual funds, an Annuity may be right for you.  In addition to Annuities being a safer more predictable investment, both fixed and variable annuities are tax deferred and in some cases will yield higher returns than more […]

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Why Are Annuities Important for Retirement?

Annuities are more important than ever in today’s economic climate. With money market funds yielding next to nothing, and the constant fear of inflation and concern over government spending, retirement planning has become more complicated.  Fear and concern over dwindling returns with safe secure money should be a primary concern for any retiree or person […]

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Rich and Conservative Investors’ Retirement Secrets

Everyone wants to know the secret of retirement.  How does one retire in today’s turbulent market environment with income for life?  What are the best ways for retirees and those soon to retire, to maximize their savings?  Learn about the alternatives that are available not just for asset protection, but also for attaining the guaranteed […]

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The Annuity Guarantee: Safety and Security

There is a lot of confusion regarding the safety and security that an annuity can provide. In its most basic terms, an annuity is a contract sold by insurance companies, normally designed to provide variable payments to the holder at designated time periods in the future. The annuity can accumulate over time, and the annuity […]

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