Lexington Law Credit Repair Review

FinancialAdviser.com Rating: 9.3 / 10 (Very good)
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Lexington Law is a law firm with licensed attorneys and paralegals with the goal of helping you have a fair and accurate credit report.


Lexington Law can remove unfair or inaccurate items from your credit report, including late payments, judgments, charge-offs, identity theft, foreclosures, identity theft, repossessions, bankruptcies, liens, loans, and collections.


Although individual results vary, Lexington Law's past clients have seen an average of 10.2 negative credit listings removed across their three credit reports within the first 4 months


9.3 of 10 points 16 reviews
  • 9/10
    Value - 9/10
  • 8.2/10
    Pricing - 8.2/10
  • 9.5/10
    Features - 9.5/10
  • 10/10
    Years in Business - 10/10
  • 9.8/10
    Customer Service - 9.8/10

Overall Summary

Lexington Law was founded by a group of credit repair experts and lawyers over 20 years ago. They were one of the first companies in the United States to offer credit repair services. As one of the most trusted names in the industry, Lexington Law has served over 500,000 clients, removing tens of millions of negative items from their credit report. Lexington Law offers a free consultation to see if they can help you. If they review your file and can help you, you will pay an average cost for one of the top providers in the credit repair industry.

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2.94 (16 votes)
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  • Over 9 Million Negative Records Removed in 2018
  • Multiple discounts
  • Cancel anytime
  • Free initial consultation
  • Support available 24/7
  • Easy to use interface
  • Month to month contract
  • Can sign up via phone or online
  • Reputable experience


  • No money-back guarantee
  • Slower than rival companies at the credit repair process.
  • Offers a monthly payment option vs. a pay-per-deletion method.

Your credit report is a huge part of your financial identity. Without a good credit score, participating in modern society can be difficult. It’s hard or impossible to get a loan, and in some cases, you may have difficulty getting hired for specific jobs if your score is subpar. If you need to rent a place, you’ll be hard pressed to find a decent rental with a poor credit score. Fortunately, there are dozens of credit repair companies that work with consumers to remove unfair or erroneous credit reports. Lexington Law is one of those credit repair companies. Below we’ll review their services so you can decide if their services will work for you.


Staffed with hundreds of knowledgeable attorneys and paralegals, Lexington Law credit repair service has helped millions of consumers get help with:

● Charge-offs
● Liens
● Foreclosures
● Late payments
● Judgments
● Identity theft
● Repossessions
● Bankruptcies
● Loans
● Collections

On average, Lexington Law clients see 10.2 negative credit listings removed across all three credit bureaus within the first four months. If you’re experiencing the pain and anxiety of having a poor credit score, Lexington Law may be able to help you. Below, we’ve put together a comprehensive review of how the firm’s service works and how it can help you improve your credit score.


How easy is it to get started with Lexington Law credit repair services?


Lexington Law offers three programs you can enroll in. One of the best features is that you get one free, initial consultation. If you’re unsure of how Lexington Law can help you and which program is the best choice for your credit problems, the free consultation is a nice feature to help clear up any misunderstandings.


You can sign up on their website and the number to call for your free consultation is clearly stated on the homepage. Lexington Law gets another bonus point for having an easy-to-use and understand interface. Their three programs and their features are all clearly listed on the homepage, too. You don’t have to call either. You can easily sign up online.


Once you enroll, Lexington Law will obtain your credit reports from Experian, TransUnion, and Equifax. Next, their team of legal experts will analyze your reports and identify erroneous or unfair items that need to be disputed and removed.


The firm offers easy ways for you to stay informed during the process. You can check out the progress they are making through an online client portal, and you’ll have 24/7 access to their legal professionals and customer support through chat, email, or phone.


What are the pros of using Lexington Law to repair your credit?


Lexington Law has one of the highest reputations in the credit repair business. They’ve been helping consumers for 14 years.


Other pros include:

  • Multiple discounts
  • Cancel anytime
  • Free initial consultation
  • Support available 24/7
  • Easy to use interface
  • Month to month contract
  • Can sign up via phone or online
  • Reputable experience
  • Ability to see the repair process through the online client portal


What are the cons of using Lexington Law for repairing your credit?


Even though Lexington Law has an excellent reputation as one of the leading credit repair firms, they aren’t perfect. The most common complaints include:

  • No money-back guarantee
  • Lexington Law has a reputation for being slower than rival companies at the credit repair process.
  • Lexington Law only offers a monthly payment option instead of a pay-per-deletion method.


How much does Lexington Law charge for credit repair?


Each of the three programs comes with an initial, upfront charge of $99.95. Depending on which plan you choose, the prices vary from $59.95 per month all the way to $99.95 per month.


What are the primary credit repair features that Lexington Law offers their clients?


Keep in mind that the features will vary depending on which program you choose to join.


  • Non-confrontational intervention with creditors for people who have late payments on their credit report.
  • For clients with very late accounts, Lexington Law will request full documentation of compliance with consumer protection statutes and credit reporting revisions.
  • For those with charge-offs and collections accounts, Lexington Law will demand a complete accounting of the list’s full substantiation or appropriate revisions.
  • Lexington Law will send email alerts if there are any changes to your credit reports, whether negative or positive.
  • Any questionable inquiries that you designate, the firm will prepare official letters and documentation for you.
  • The firm offers monthly credit score improvement analysis.
  • You’ll get up to $25,000 in identity theft insurance.


A poor credit score can hold you back financially and professionally. But if you have unfair or erroneous reports on your credit score, Lexington Law offers an array of features and benefits that can help you. If you’re suffering from bad credit, contact a reputable credit repair agency today and get your finances back on track.

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