Credit Saint Credit Repair Review Rating: 8.9 / 10 (Very good)
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Credit Saint was founded in 2004 with a mission to provide the very best, professional credit repair service in the industry. To date, they have helped tens of thousands of clients repair their credit. Credit Saint is different from its competition in that it has a 90-day 100% money back guarantee. If no negative items are removed from a client's credit report in 90 days, the client will get a full refund. Based on the level of service + the money back guarantee, we have found that Credit Saint is one of the best programs in the market.

8.9 of 10 points 1 reviews
  • 8.7/10
    Value - 8.7/10
  • 9/10
    Pricing - 9/10
  • 8.6/10
    Features - 8.6/10
  • 9.2/10
    Years in Business - 9.2/10
  • 9/10
    Customer Service - 9/10

Overall Summary

Credit Saint is a credit repair service designed to help people who need help managing their credit profile. Credit Saint has three unique programs designed to fit different clients’ needs. Credit Saint’s credit dispute resolution services include a 100% free credit repair consultation. All of its credit repair and credit bureau dispute programs come with a money back guarantee in the first 90 days.

User Review
5 (1 vote)
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Should You Use Credit Saint to Repair Your Credit Score?


A bad credit score is the 21st century’s idea of the scarlet letter. When your credit score is less than ideal, it’s not something you can easily ignore. You’ll be hard pressed to get a loan, find a suitable rental to live in or get hired for certain jobs. Over the course of your lifetime, you’ll pay more in interest if you’ve got a low credit score. And that’s if you’re even lucky enough to get someone to loan to you. It can be overwhelming and confusing to fix your credit by yourself. If you’ve got suspicious charges on your credit report, or have some big, bad credit score dingers like liens and bankruptcies, you’ll need help from a credit repair company. Below, we’ve got you covered with a review of the credit repair services of Credit Saint. Read on to find out if Credit Saint is the right credit repair company to fix your credit score.


How does Credit Saint distinguish itself from other credit repair companies?


Credit Saint has several distinguishing features. Not only does it offer the usual credit repair services, but customers also have the option of using Credit Saint’s money-back guarantee. Most credit repair companies don’t give their client’s this added peace of mind. Also, Credit Saint’s monthly pricing is some of the lowest in the industry.


What is the cost of using Credit Saint for credit score repair?


Unfortunately, Credit Saint has a high initial start-up fee. But, they do offer several different programs you can choose from, and tiered pricing. The initial first work fee is $99.00 regardless of which program you decide to join. The plans and their prices are as follows:


  • Polish – $59.99 per month
  • Remodel – $79.99 per month
  • Clean Slate – $99.99 per month


The Clean Slate option is one of the most unique credit repair services in the industry. This option offers an extensive list of targeted services, and it’s the most aggressive credit repair option that Credit Saint has to offer. Clients get access to escalated information requests. While most companies will provide their clients ‘unlimited disputes,’ most of the time that only means that they get to challenge a maximum of 6 items per cycle. But with Credit Saint’s Clean Slate plan, clients can challenge every item they believe is inaccurate within the first cycle and disputes are unlimited.


How does Credit Saint’s credit repair service work?


Credit Saint operates within 45-day cycles. Any changes to your credit reports are listed at the end of the 45 days. At that point, clients can submit updated reports through fax, email, or pictures from their smartphones to the company for a progress report update.


What’s included in the progress report?


The report includes inaccurate items that have been removed and pending incorrect items that are up for dispute. Afterward, the next cycle of disputes is resumed until all inaccurate items are removed from your credit report.


Credit Saint can help you remove and dispute the following items:


  • Judgments
  • Repossessions
  • Identity theft
  • Late payments
  • Charge-offs
  • Collections
  • Inquires
  • Bankruptcies


Who can benefit from using Credit Saint’s credit repair services?


If you have numerous inaccuracies on your credit report, Credit Saint’s clean slate option might be the right choice for you. People who are victims of identity theft can significantly benefit from the service. Because disputes are unlimited, clients who suffer from a lot of inaccuracies can see their credit score improve quickly. One of the other great features of Credit Saint’s credit repair services is the money-back guarantee. If you don’t see any improvement or negative items removed from your report within 90 days, you get a refund.


What should you know before getting started with Credit Saint?


Credit Saint doesn’t work in every state. If you live in one of the following places:


  • South Carolina
  • Georgia
  • Kansas
  • Missouri
  • Louisiana
  • Ohio
  • Minnesota


Then you can’t sign up for their credit repair services.


A bad credit score can seriously affect your financial and professional well-being. You never know when you’ll need access to credit. And without a healthy score, you can be denied or charged a high-interest rate. If you’ve been the victim of identity theft, Credit Saint is one of the best companies you can work with to repair your credit score. Don’t let a bad credit score limit your options. Contact a credit repair company today and take back control of your finances.

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