The Credit People Credit Repair Review Rating: 8.2 / 10 (Very good)
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The Credit People began operations in 2001. Its team of credit experts has worked with more than a hundred thousand clients to help improve their credit scores. credit report. The Credit People has a 100% satisfaction guarantee that allows the client to cancel anytime. The lower cost plus the guarantee makes it one of the least risky options when it comes to credit repair services.

8.2 of 10 points 0 reviews
  • 9.2/10
    Value - 9.2/10
  • 9/10
    Pricing - 9/10
  • 7.7/10
    Features - 7.7/10
  • 7.5/10
    Years in Business - 7.5/10
  • 7.6/10
    Customer Service - 7.6/10
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Need Help Repairing Your Credit? Find Out If The Credit People is the Right Company for You


Fixing your credit is a serious undertaking, and without professional guidance, it can be overwhelming. The Credit People is one of the most reputable credit repair companies in the U.S. Founded in 2001, The Credit People has helped thousands of consumers repair their credit and dispute and remove erroneous charges. If you’re having problems getting your credit score up to par, or have some serious doubts about a few charges on your report, then you need the services of a credit repair company asap. Below, we offer our The Credit People credit repair review so can see how they can help you improve your credit score and get your finances back on track.


What are the main features and benefits of using The Credit People for credit repair?


The Credit People offer their clients some of the highest rated credit repair services in the industry. Best of all, customers are given a satisfaction guarantee and can cancel their contract at any time without incurring any cancellation fees for added peace of mind. Most credit repair services don’t offer their clients this benefit. The Credit People provide their customers with free credit reports and updates to their credit scores, 24-hour account access, and some of the lowest fees in the industry.


Most of the credit repair companies in the U.S. offer dispute resolution and will clean up a client’s score. But The Credit People credit repair go beyond the usual credit repair services. They will actively work with their clients to raise their credit scores. So when you go with The Credit People, not only will you get comprehensive credit repair, you’ll also get to work with professionals who can actively help raise your score.


What are the pros of working with The Credit People to repair your credit score?


  • Low Fees


The Credit People offers some of the lowest fees for credit repair in the industry. But they don’t sacrifice affordability for quality. The Credit People is still one of the highest rated credit repair companies on the market. Fees are structured in two ways:


  1. For month to month services, clients can expect to pay $79.99.
  2. A six-month service is priced at $379.


  • No Hidden Fees


The Credit People’s pricing is transparent. When you sign up with them, what you see is what you get, and you won’t have any nasty surcharges or other surprises at the end of each billing cycle.


  • Satisfaction Guarantee


Knowing you can cancel at any time without incurring any added fees is a relief. The Credit People credit repair offer their customers a 60-day, 100% satisfaction guarantee. Customers can cancel their monthly membership whenever they need.


What credit score improvements with The Credit People customers see?


  • 30% average increase in credit scores
  • 71% auto loan approval
  • 64% home loan approval
  • 74% new credit approval
  • 67% approval for refinancing.


These statistics are listed on The Credit People website.


What are the cons of using The Credit People for credit repair?


  • Case Set-up Cost


A lot of their competitors do not have a case set-up cost or their case set-up cost is low. The Credit People charge a $19 case set-up fee for the first seven days of service. The firm does not offer clients a no-trial period to new clients, which can be a significant drawback.


  • Limited Plan Options


The Credit People credit repair don’t provide premium packages for clients. All the services are the same. The only difference is the payment structure. You have the option of choosing either a no-contract, month to month service or buy a six-month service plan in bulk.


  • No Pay-per-deletion Option


Clients do not have the option to pay based on adverse reports getting deleted. This is another major drawback for some clients.


What’s the review bottom line with The Credit People credit repair services?


The lack of different plans and service features can be a deterrent for clients who are in need of intense credit repair services. Some situations will need more attention than others. But overall, The Credit People credit repair has an excellent reputation for helping customers repair their credit. Pricing is flexible, and the satisfaction guarantee is a nice feature if you’re unsure of how much you need credit repair and can benefit from it.


But it’s not a good idea for anyone to let their credit score continue to sink with unfair or mistaken charges. If your credit needs improvement, you should contact a reputable credit repair company get your financial house in order


Additional Information on The Credit People


6975 S Union Park Avenue, Suite 600 Cottonwood Heights, UT 84047

Phone Number866-382-3410
Business Hours

9am-8pm (EST) M-F

Customer Service Email[email protected]

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